{"id":3903,"date":"2025-07-15T12:09:32","date_gmt":"2025-07-15T17:09:32","guid":{"rendered":"https:\/\/agrilife.org\/agecon\/?p=3903"},"modified":"2025-07-15T12:09:32","modified_gmt":"2025-07-15T17:09:32","slug":"last-day-to-sign-up-for-dual-purpose-forage-insurance","status":"publish","type":"post","link":"https:\/\/agrilife.org\/agecon\/last-day-to-sign-up-for-dual-purpose-forage-insurance\/","title":{"rendered":"Last Day to Sign Up for Dual-Purpose Forage Insurance"},"content":{"rendered":"

Today Is the Deadline to Enroll in the Dual-Purpose Annual Forage Insurance Program<\/strong><\/p>\n

\n

\"\"If you’re a dual-purpose wheat producer in Texas, today\u2014July 15\u2014is your last chance<\/strong> to enroll in the Dual-Purpose Annual Forage Insurance Program<\/strong> for next season. With summer in full swing, now is the time to make risk management decisions that could make a big difference come drought season.<\/p>\n

This USDA-backed insurance program is designed to protect operations growing annual forage crops, like wheat, for both grazing and grain. It\u2019s been a game-changer for many producers across Texas, helping to buffer the financial blow of unpredictable rainfall and extreme weather.<\/p>\n

\n

Why Consider This Program?<\/h3>\n

Dual-purpose wheat operations are uniquely exposed to risk, as forage and grain are both on the line. The Annual Forage Insurance Program<\/strong> helps producers manage this by offering coverage tied to rainfall patterns. Rather than tracking crop conditions directly, it uses a rainfall index<\/strong> developed by NOAA to determine payouts.<\/p>\n

When rainfall falls below historical averages for your selected grid area, indemnity payments are triggered<\/strong>, offering financial support during tough seasons.<\/p>\n

\n

How It Works<\/h3>\n

Here\u2019s a quick rundown using the USDA\u2019s support tool (available at http:\/\/af.agforceusa.com\/ri<\/a>):<\/p>\n

    \n
  1. \n

    Select your location<\/strong> and planting date.<\/p>\n<\/li>\n

  2. \n

    Choose coverage level<\/strong> and productivity factor<\/strong> (e.g., 90% and 100%).<\/p>\n<\/li>\n

  3. \n

    Decide how to spread your insurance over bi-monthly intervals (common split: 30% Oct\u2013Nov, 30% Dec\u2013Jan, 40% Feb\u2013Mar).<\/p>\n<\/li>\n<\/ol>\n

    For example, in Grid ID 16923 (near Lockett, TX), the estimated premium<\/strong> is $12.57\/acre, and in 2022, it yielded an indemnity of $43.52\/acre<\/strong>, resulting in a net gain of $30.95\/acre<\/strong>.<\/p>\n

    Over the past 20 years, the average net return<\/strong> has been $8.15\/acre after premium costs.<\/p>\n

    \n

    Bottom Line<\/h3>\n

    This program won\u2019t replace every dollar lost in a drought, but it\u2019s a valuable tool to mitigate risk and stabilize income<\/strong>. And the real benefit shows in drought years\u2014when producers need it most<\/strong>.<\/p>\n

    Again, the enrollment deadline is today, July 15<\/strong>. Contact your insurance agent before the day ends to lock in coverage for your operation.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Today Is the Deadline to Enroll in the Dual-Purpose Annual Forage Insurance Program If you’re a dual-purpose wheat producer in Texas, today\u2014July 15\u2014is your last chance to enroll in the… Read More →<\/a><\/span><\/p>\n","protected":false},"author":2262,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-3903","post","type-post","status-publish","format-standard","category-uncategorized","entry"],"acf":[],"yoast_head":"\nLast Day to Sign Up for Dual-Purpose Forage Insurance - Ag Economics on the Plains<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/agrilife.org\/agecon\/last-day-to-sign-up-for-dual-purpose-forage-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Last Day to Sign Up for Dual-Purpose Forage Insurance - Ag Economics on the Plains\" \/>\n<meta property=\"og:description\" content=\"Today Is the Deadline to Enroll in the Dual-Purpose Annual Forage Insurance Program If you’re a dual-purpose wheat producer in Texas, today\u2014July 15\u2014is your last chance to enroll in the... 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