It Makes ¢ent$! Tips

New Social Security benefits calculator. Go to the Social Security Administration’s Web site at http://www.socialsecurity.gov/estimator, and click on “Estimate Your Retirement Benefits”. It takes just a few clicks and some personal information to get an estimate quickly. The new calculator automatically accesses your earning history if you are covered by Social Security (though you do have to enter some recent information). It allows you to calculate up to three different retirement dates.

Effective, low-cost ways to fight sinusitis: Use nasal irrigation or a saline nasal spray twice a day.  Steam the sinuses by draping a towel over your head while breathing in the steam from a bowl of hot (not boiling) water three times per day for 10 minutes.  Take hot showers. Apply warm compresses around the nose, eyes and cheeks for 20 to 30 minutes, two to four times a day.  Drink plenty of fluids to dilute mucus and aid drainage.  Avoid alcohol, which can worsen swelling of the nose and sinuses.  Do not smoke, and avoid secondhand smoke.

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