Is it date night? A way to balance your evening out is spend more on one part of the date and economize on the other, for example, front row theater or concert tickets? Eat at home first or use coupons at a restaurant or go out for dessert after the show.
Have you checked the air in your tires lately? Best time to check the air in your tires is when they are cold, either before you drive or after the car has been stopped for 30 minutes. For every 3psi (pounds per square inch) your tires are under inflated they use 3% more fuel and increase the tire wear by 45%.
What’s one thing you’ve done with your money this month that brought you joy? What’s one thing you spent money on this month that wasn’t worth it? How could you avoid a similar expenditure next month?
Time to do a check on your insurance discounts, which could mean huge savings for you and your family. Check your insurance for discounts: had no at-fault accidents or moving violations in the past 3-5 years; drive less than 7,500 miles a year; take a defensive driving course if you’re 55+ or a driver’s education class if you’re under 25; use the same insurer to insure your car, home, boat, motorcycle, life, etc.
When you are purchasing prepackaged fruits and veggies, weigh them to be sure that you are getting the most for your money. Often when all the packages are priced for one pound or one quart, the actual quantity differs.
Avoid mixing household chemicals, especially ammonia and bleach. An unsafe gas could cause you or the person mixing the products together to become ill.
Always store chemicals in a safe place, out of the reach of children and dispose of them properly if not using that product. Contact your city to find out if they have a special disposal program. Pouring them into our drinking water system is not safe for anyone.
Have you ever done a self reflection of how you spend your money? Keep a financial journal this year by answering this question a few times a week, “what financial/money spending choices are you proud of this day?”
Always comparison shop for big items such as: major appliances, furniture, cars, lawnmowers and home renovations. Ask questions to be sure you are comparing the same features, warranties, delivery, set up costs, etc. Always ask questions for clarity.
Is your income essential for the health and security of your family? If so, consider that you are two to five times more likely to become disabled than to die during your peak working years from 32 to 55. Getting disability insurance might be a good investment for your family.