Car/Truck Maintenance

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Save hundreds of dollars a year on gasoline by making sure your car’s (truck’s) engine is tuned regularly and your tires have the proper air pressure.  By the way, treat your car to a professional car wash (if you are not washing it at home) to keep your cars’ pain job and undercarriage clean.

Prorated Refunds

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Whether you are canceling a magazine subscription, a service or a credit card that has an annual fee, always ask for a prorated refund.

How to Stay Trendy

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How to stay trendy?  Trendy clothes can be ‘not worth the cost’, a way to stay trendy and save money is to spend more money on quality, well made clothes such as basic pants, skirts, blouses, jackets and jewelry.  For men, pants, shirts and shoes.  Something trendy comes along, purchase it as inexpensively as possible.

Tax Identity Theft Awareness Week (January 13-17, 2014)

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This week is Tax Identity Theft Awareness Week. Tax identity theft happens when someone files a phony tax return using your personal information — like your Social Security number — to get a tax refund from the IRS. It also can happen when someone uses your Social Security number to get a job or claims your child as a dependent on a tax return. Tax identity theft is the most common form of identity theft reported to the Federal Trade Commission.  Please log onto our facebook page (link… Read More →

Avoid Waste

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Cover bowls of food in the refrigerator to keep fresh and avoid waste (food & money).  If you don’t have covers, save money by using shower caps like the ones from hotels or from inexpensive dollar stores.  Using these items save money versus using aluminum foil or plastic waste.

Have Your Home Heating Source Checked

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Brrr, it’s cold outside…have your home heating source checked annually and serviced to insure that it is working properly and well ventilated.  If you are renting an apartment, check with the management to see what the process is and when it will take place.  If you are renting a home, check with your rental company to see what the process is and who will pay for the service.

Tis the Season for Resolutions

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Are you considering joining a gym?  Before signing a year contract to ‘save’ money, start off with a month to month membership and negotiate the same price if you are still attending faithfully come March or April.  It is difficult to cancel direct payment when you are under a contract.

Freeze Leftovers

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Freeze leftovers from parties and meals before you get tired of them, so in a week or two, you can defrost and have fun remembering the times over a meal.

Economical Activities to do with the Family During Winter Break

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Trying to keep children engaged with family time during the break from the challenges of school can be a challenge for many parents.  Many children want to hang out with friends and vacation away from their families.  Why not create some fun activities that will keep them interest in “family-time” without intruding on “their time”? Hobby Day Have a day(s) during the week when your child is encouraged to invite friends over to participate in their favorite hobby Movie Night with a Twist Have a theme-movie night where… Read More →

Involve Teens and Tweens in Your Holiday Planning

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As teens and tweens get older, they want more choices.   As many parents can attest, they also desire to provide more input on how they utilize their time.  What a better time than during the holiday season to engage your child’s interests. Assign them a holiday planning duty suited for their particular interests Communicate in ways that promote compromise to various holiday ideas.  In other words, be flexible. Be welcoming to new ideas.  Show them the appreciation for their efforts.