Always comparison shop for big items such as: major appliances, furniture, cars, lawnmowers and home renovations. Ask questions to be sure you are comparing the same features, warranties, delivery, set up costs, etc. Always ask questions for clarity.
Post holiday chocolates are typically drastically discounted. Chocolates don’t go ‘bad’, they may turn white, so this is an opportunity to buy them for when you entertaining or to give them for future gifts, remove them from their holiday packaging. (HINT: chocoholics, don’t try this at home! Keeping extra chocolate around may be a hazard)
Have an interest in investing in stocks and feel that it is too complicated to understand? Always consult with your financial planner, however, it’s generally recommended that you begin investing by looking at companies whose products you use or are familiar with. Then do research. It could prove to be easier and more fun if you have an interest or have a familiarity with the company and its services or products.
Do you find yourself running to the grocery store in the middle of the week because you have forgotten something? Choose a day or evening to do your meal planning, locate the needed items in your pantry or refrigerator/freezer, make your list and choose one day a week to go grocery shopping. It will save time and money, because there are fewer opportunities for impulse buying.
Turn off the TV! Leaving the television on is the number one electricity waster in the world. Many homes have multiple televisions and they are left on all day, you know for the cat or dog. Or you sleeping with the television (which messes with your sleep patterns), turn off the TV. On average it costs only about three cents an hour to run your TV, if you are running two TVs that’s $.60/day or $218 a year. May not sound like much, however, add to it the… Read More →